Hardback
消费者信贷的监管
A Transatlantic Analysis
9781784712488 爱德华·埃尔加出版社
这本敏锐的书对美国和英国的消费者信誉进行了全面的概述。它涵盖了政策，程序和消费者信贷关系的动态，以提倡在实现更有效的消费者保护方面采取平衡的方法。
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备受好评
Contents
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这本敏锐的书对美国和英国的消费者信誉进行了全面的概述。它涵盖了政策，程序和消费者信贷关系的动态，以提倡在实现更有效的消费者保护方面采取平衡的方法。
莎拉·布朗（Sarah Brown）追溯了大西洋两岸消费者信贷关系的发展，分析了基本的理由和政策主题，这些基本原理和政策主题继续为监管议程的构建提供了信息。作者比较了现在管理消费者信贷关系的方式，包括监督框架和监管机构的角色，并就当前的信贷消费者保护中的论点提供了新的观点。在结束前，根据利益平衡，诸如不公平，过度指导，掠夺性贷款，脆弱性和责任问题之类的重要主题问题得到了解决。
Researchers and students aiming to understand the processes and broader aspects of consumer credit regulation will find this book invaluable, particularly those with an interest in comparative analysis in this context. It will also prove useful to US and UK policy-makers considering future approaches and reform, as well as practitioners interested in frameworks of consumer credit protection.
莎拉·布朗（Sarah Brown）追溯了大西洋两岸消费者信贷关系的发展，分析了基本的理由和政策主题，这些基本原理和政策主题继续为监管议程的构建提供了信息。作者比较了现在管理消费者信贷关系的方式，包括监督框架和监管机构的角色，并就当前的信贷消费者保护中的论点提供了新的观点。在结束前，根据利益平衡，诸如不公平，过度指导，掠夺性贷款，脆弱性和责任问题之类的重要主题问题得到了解决。
Researchers and students aiming to understand the processes and broader aspects of consumer credit regulation will find this book invaluable, particularly those with an interest in comparative analysis in this context. It will also prove useful to US and UK policy-makers considering future approaches and reform, as well as practitioners interested in frameworks of consumer credit protection.
备受好评
‘Based on the consistent and thoughtful comparison of UK and US consumer credit regulation, this book offers new and inspiring reading on many of the foundational issues of consumer credit law. The author compares not only the development of policy choices and supervisory frameworks, but also topical consumer protection challenges, like the protection of vulnerable consumers and the importance of responsible lending. Credit lawyers, consumer lawyers and comparative lawyers will all find the book enjoyable and useful.'
– Thomas Wilhelmsson, University of Helsinki, Finland
'Dr Sarah Brown has produced a contemporary and innovative commentary on the relationship between the provision of credit and its consumers. The monograph is written just over a decade since the 2007-2009 financial crisis and provides an invaluable discussion on the negative consequences that can arise from the vibrant consumer credit market. The comparison between the UK and the USA provides a fascinating and absorbing exploration of a wide range of inter-disciplinary and inter-connected issues. The book is extremely well written and presents an excellent level of analysis and commentary. The central themes of the text are clearly illustrated and the research reaches several well thought out and constructed conclusions. Dr Brown must be commended for producing an outstanding monograph that offers a unique and timely analysis.'
– Nicholas Ryder, University of the West of England, UK
– Thomas Wilhelmsson, University of Helsinki, Finland
'Dr Sarah Brown has produced a contemporary and innovative commentary on the relationship between the provision of credit and its consumers. The monograph is written just over a decade since the 2007-2009 financial crisis and provides an invaluable discussion on the negative consequences that can arise from the vibrant consumer credit market. The comparison between the UK and the USA provides a fascinating and absorbing exploration of a wide range of inter-disciplinary and inter-connected issues. The book is extremely well written and presents an excellent level of analysis and commentary. The central themes of the text are clearly illustrated and the research reaches several well thought out and constructed conclusions. Dr Brown must be commended for producing an outstanding monograph that offers a unique and timely analysis.'
– Nicholas Ryder, University of the West of England, UK
Contents
Contents: Preface Acknowledgements 1. Introduction 2. Development of transatlantic consumer credit, regulation and policy 3. Policy and themes in managing the consumer credit relationship 4. The regulatory and supervisory frameworks for consumer credit 5. Persona, vulnerability and responsibility in the consumer credit relationship 6. Protection in creating of the consumer credit relationship 7. Rescuing the credit consumer: remedies and questions of fairness 8. Conclusion Index
